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What is Baccarat

Baccarat

Baccarat is a popular card game played in casinos around the world. It is a comparing card game where players have the option to bet on three outcomes: the player’s hand winning, the banker’s hand winning, or a tie between the two hands. The game has simple rules and offers relatively low house edges, making it attractive to both novice and experienced casino players.

Rules of Playing Baccarat

Card Values: In baccarat, the cards have point values: cards 2 to 9 are worth their face value in points, 10s and face cards (Jacks, Queens, Kings) are worth zero points, and Aces are worth one point.

Objective: The objective is to have a hand with a value as close to 9 as possible.

Hand Values: The hand value is calculated by adding up the total points of the cards and then dropping the tens place. For example, a hand with a 7 and 9 would have a value of 6 (7+9=16, drop the tens place).

Drawing Rules: If either the player or banker has a hand value of 8 or 9 (a natural), no more cards are drawn, and the hand closest to 9 wins. If the player’s hand value is 5 or less, they receive another card. Otherwise, they stand. If the player stands, the banker draws a card if their hand value is 5 or less. If the player takes a third card, the banker follows specific rules based on their hand and the player’s third card.

Odds and Payouts

Player Bet: Pays 1:1 (even money) if the player’s hand wins.


Banker Bet: Pays slightly less than even money (usually 0.95:1) and typically involves a 5% commission to the house. This is because the banker bet has a lower house edge.


Tie Bet: Pays either 8:1 or 9:1, depending on the casino. This bet has the highest house edge and is generally not recommended.

Betting Tips

Avoid the Tie Bet: The tie bet has the highest house edge, making it a risky choice. It is generally best to avoid this bet.


Banker Bet is Preferred: The banker bet has a lower house edge than the player bet, making it the preferred choice for most players. However, remember that the casino usually takes a 5% commission on banker bet wins.


Manage Your Bankroll: Like any casino game, it’s crucial to set a budget and stick to it. Avoid chasing losses and know when to walk away.

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